Online Savings Accounts: Compare online savings accounts to find the highest rate for you.
Online Savings Rate Comparison
Below is a list of the popular online savings accounts and their APY. Many of these banks offer sign up bonuses you can take
advantage of. Please be sure to read about account fees, minimum opening deposits, and other information before opening any account.
| ING Direct |
1.50% |
|
Details |
| HSBC Direct |
1.55% |
|
Details |
| ELoan |
0.81% - 1.21% |
$5,000 minimum, tiered rates |
Details |
| Emigrant Direct |
1.55% |
|
Details |
| Presidential |
1.75% |
$5,000 to open |
Details |
| Virtual Bank |
1.01% - 2.02% |
$100 to open. Money Market Account, tiered rates |
Details |
| CitiBank |
1.50% |
Ultimate Money Account: Requires Checking and 2 BillPay per month. |
Details |
| Ally Bank |
2.05% |
$50 to open. Money Market Account. Low Balance Fees under $500
balance. Formerly GMAC Bank |
Details |
| FNBO Direct |
1.65% |
|
Details |
Last updated or verified 6/10/2009
Bank Details
ING Direct
- Routing Number: 031176110
- Location: Wilmington, DE
- ING DIRECT
P.O. Box 60
St. Cloud, MN 56302-0060
- Phone (new customers): 1-888-464-0727
Phone (existing customers): 1-888-ING-0727
Phone (account access): 1-888-ING-7868
- ingdirect.com
HSBC Direct
- Routing Number:
022000020
- Location: Buffalo, NY
- HSBC, Customer Relationship Center
95 Washington St Atrium 5n
Buffalo NY 14273
- 800-975-4722
- hsbcdirect.com
ELoan
- Routing Number: 111925359
- Location: Pleasanton, CA
- 6230 Stoneridge Mall Road
Pleasanton, CA 94588
- 1-866-576-SAVE
- eloan.com
Emigrant Direct
- Routing Number: 226070319
- Location: Ossining, NY
- Emigrant Direct
13 Croton Ave
Ossining, NY 10562
- Phone: 1-800-836-1997
- emigrantdirect.com
Presidential
- Routing Number: 255073345
- Location: Bethesda, MD
- Presidential Bank, FSB
4520 East-West Hwy
Bethesda, MD 20814
- Customer Service 800-383-6266
New Accounts 800-799-1424
- presidential.com
Virtual Bank
- Routing Number: 067092200
- Location: Palm Beach Gardens, FL
- VirtualBank
ATTN: Client Service
P.O. Box 109638
Palm Beach Gardens, FL 33410
- Phone (Bank by Phone): 1-877-975-BANK
Phone (Client Service): 1-877-998-BANK
- virtualbank.com
CitiBank
- Routing Number: 021000089
- Location: San Antonio, TX
- U.S. Service Center
Citi Inquiries
100 Citibank Drive
P.O. Box 769004
San Antonio, TX 78245-9004
- 1-800-374-9700
- citibank.com
Ally Bank (formerly GMAC Bank)
- Routing Number: Ally 124003116 GMAC 031176136
- Location: Philadelphia, PA
- Ally Bank Customer Care
P.O. Box 951
Horsham, PA 19044
- 1-866-246-2265
- ally.com
FNBO Direct
- Routing Number: 104000016
- Location: Omaha, Nebraska
- GFNBO Direct
PO Box 3707
Omaha, NE 68103-0707
- 1-877-370-3707
- https://www.fnbodirect.com/
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