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Online Savings Rate Comparison

Below is a list of the popular online savings accounts and their APY. Many of these banks offer sign up bonuses you can take advantage of. Please be sure to read about account fees, minimum opening deposits, and other information before opening any account.

Bank Name APY Notes Details
ING Direct 1.00% Details
HSBC Direct 0.80%   Details
ELoan 0.20 - 0.65% $5,000 minimum, tiered rates Details
Emigrant Direct 0.80%   Details
Presidential 0.50% $5,000 to open Details
Virtual Bank 0.80% - 1.06% $100 to open. Money Market Account, tiered rates Details
CitiBank .10% - 0.50% Ultimate Money Account: Requires Checking and 2 BillPay per month. Details
Ally Bank 1.00% $50 to open. Money Market Account. Low Balance Fees under $500 balance. Formerly GMAC Bank Details
FNBO Direct 1.00%   Details

Last updated or verified 6/5/2011

Bank Details

ING Direct

  • Routing Number: 031176110
  • Location: Wilmington, DE
  • ING DIRECT
    P.O. Box 60
    St. Cloud, MN 56302-0060
  • Phone (new customers): 1-888-464-0727
    Phone (existing customers): 1-888-ING-0727
    Phone (account access): 1-888-ING-7868
  • ingdirect.com

HSBC Direct

  • Routing Number: 022000020
  • Location: Buffalo, NY
  • HSBC, Customer Relationship Center
    95 Washington St Atrium 5n
    Buffalo NY 14273
  • 800-975-4722
  • hsbcdirect.com

ELoan

  • Routing Number: 111925359
  • Location: Pleasanton, CA
  • 6230 Stoneridge Mall Road
    Pleasanton, CA 94588
  • 1-866-576-SAVE
  • eloan.com

Emigrant Direct

  • Routing Number: 226070319
  • Location: Ossining, NY
  • Emigrant Direct
    13 Croton Ave
    Ossining, NY 10562
  • Phone: 1-800-836-1997
  • emigrantdirect.com

Presidential

  • Routing Number: 255073345
  • Location: Bethesda, MD
  • Presidential Bank, FSB
    4520 East-West Hwy
    Bethesda, MD 20814
  • Customer Service 800-383-6266
    New Accounts 800-799-1424
  • presidential.com

Virtual Bank

  • Routing Number: 067092200
  • Location: Palm Beach Gardens, FL
  • VirtualBank
    ATTN: Client Service
    P.O. Box 109638
    Palm Beach Gardens, FL 33410
  • Phone (Bank by Phone): 1-877-975-BANK
    Phone (Client Service): 1-877-998-BANK
  • virtualbank.com

CitiBank

  • Routing Number: 021000089
  • Location: San Antonio, TX
  • U.S. Service Center
    Citi Inquiries
    100 Citibank Drive
    P.O. Box 769004
    San Antonio, TX 78245-9004
  • 1-800-374-9700
  • citibank.com

Ally Bank (formerly GMAC Bank)

  • Routing Number: Ally 124003116 GMAC 031176136
  • Location: Philadelphia, PA
  • Ally Bank Customer Care
    P.O. Box 951
    Horsham, PA 19044
  • 1-866-246-2265
  • ally.com

FNBO Direct

  • Routing Number: 104000016
  • Location: Omaha, Nebraska
  • GFNBO Direct
    PO Box 3707
    Omaha, NE 68103-0707
  • 1-877-370-3707
  • https://www.fnbodirect.com/

 



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Page last modified 7/23/2012